MoneyFint (“we,” “our,” “us”) is a digital financial news publisher committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, retain, transfer, and secure your information when you access moneyfint.com and related services (“Services”). By continuing to use our Website, you agree to the terms outlined in this Policy.
This Policy applies to information we process about site visitors, newsletter subscribers, advertisers or partners who contact us, and any person interacting with our content or forms. It does not apply to third-party websites or services linked from our pages; such services are governed by their own privacy policies, and we encourage you to review them separately.
Our practices are guided by the Information Technology Act, 2000 and the SPDI Rules, 2011, which require reasonable security measures, a designated grievance officer, and safeguards for sharing sensitive personal data. We also comply with the Indian Computer Emergency Response Team (CERT-In) Directions of 2022, which require specific incident-reporting timelines and security log retention, and maintain processes to cooperate with authorities in case of qualifying cybersecurity incidents. Furthermore, we are prepared to meet the requirements of the Digital Personal Data Protection Act, 2023 as it comes into force, including provisions for user rights such as access, correction, erasure, grievance redressal, nomination, children’s data protections, and cross-border data transfer frameworks.
We collect information in several ways. First, we collect data you provide directly, such as your name and email address when you subscribe to our newsletter, contact us, or pitch advertisements, as well as any preferences or content you submit in feedback forms or queries. Second, we automatically collect device and usage data, including IP address, device type, operating system, browser type, referring or exit pages, timestamps, pages viewed, engagement patterns, and approximate location derived from your IP address. We also use cookies, SDKs, and tracking pixels to enhance your experience, improve site performance, and analyze usage patterns. Third, we may obtain information from trusted third parties, such as analytics providers, advertising networks, email platforms, and anti-fraud services, which may generate pseudonymous identifiers linked to your browser or device. We do not intentionally collect sensitive personal data such as financial account details, health records, or biometric identifiers, and we request that you refrain from sending such information to us.
We process your data for several purposes: to deliver and maintain the Website, to prevent abuse and ensure service availability, to improve and debug our systems through analytics and testing, to send newsletters and updates that you opt into, to serve and measure advertisements including frequency capping and fraud prevention, and to comply with legal obligations and protect our rights. We rely on your consent where required, such as for newsletters or non-essential cookies, and process certain data under legitimate uses permitted by Indian law, including security, service delivery, and analytics. As new provisions of the DPDP Act are notified, we will map each processing purpose to the appropriate legal basis and update this section accordingly.
Until the DPDP rights are fully operational, we honour good-practice privacy controls. You may request access to a summary of your personal data we hold, ask us to correct or update inaccurate information, request deletion of data we no longer require or for which you have withdrawn consent (unless retention is required by law), withdraw consent for specific data uses such as marketing communications or cookies, and lodge a grievance with our Grievance Officer. We will respond within reasonable timeframes as per Indian requirements.
We do not knowingly collect data from children. Under the DPDP Act, a child is any person under the age of 18, and targeted advertising or behavioural tracking of children is prohibited. If you believe that a child has submitted personal information to us, please contact us so that we can delete it. We will update our age verification and consent processes as child-specific provisions are enforced.
We do not sell personal data. However, we may share information with service providers such as hosting companies, content delivery networks, analytics tools, advertising technology partners, email services, and security providers, all under contracts that restrict their use of your data. We may also share information with authorities where legally required or to protect rights, safety, and systems, and with third parties in the event of a business transfer such as a merger or acquisition, provided appropriate safeguards are in place.
Our Website and partners use cookies, pixels, and similar technologies to run core site functions, measure usage, deliver and measure advertising, limit ad frequency, and combat fraud. You may manage cookies through your browser settings, and where applicable, through tools provided by Google, AdChoices, or platform-specific privacy controls. We work with analytics providers such as Google Analytics 4 to gather aggregated site metrics and pseudonymous IDs, and with ad platforms such as Google AdSense or Ad Manager to serve contextual and interest-based ads, subject to children’s safeguards and your preferences. Our email marketing partners manage subscription lists and deliver newsletters in line with your opt-in choices.
Your data may be processed outside India by our vendors. We use contractual and technical safeguards consistent with Indian law. Under the DPDP framework, cross-border data transfers are generally allowed except to countries restricted by the Government of India, in which case we will adjust our practices to remain compliant.
We retain personal data only as long as necessary for the purposes described in this Policy, after which we delete or irreversibly anonymise it, unless a longer retention period is required for legal, tax, or regulatory reasons, including the CERT-In requirement to retain certain security logs. We employ reasonable technical and organisational measures to protect your data, including encryption in transit, access controls, secure backups, least-privilege access policies, regular vulnerability patching, and vendor security assessments.
If we become aware of a security incident involving personal data, we will assess the impact, take containment steps, and, where applicable, cooperate with CERT-In and notify affected users in accordance with Indian law. Some incidents must be reported to CERT-In within six hours; we maintain internal procedures to meet this obligation.
If you have privacy-related concerns, you may contact our Grievance Officer as listed below. We aim to resolve grievances promptly, and after the DPDP Act is fully enforced, you may escalate unresolved matters to the Data Protection Board of India.
We may update this Privacy Policy from time to time. Updates will be posted on this page with the revised “Last Updated” date, and if changes are significant, we will provide additional notice such as banners or email alerts. Your continued use of the Website after such updates will indicate your acceptance of the changes.
